Two cars collided in an auto collision

Car accidents are among the most common causes of serious injury in New Jersey. If you or a loved one has suffered injuries due to another driver’s recklessness or carelessness, you may be entitled to significant compensation. That’s where Nagel Rice LLP can assist you. 

Our experienced car accident attorneys have a thorough understanding of New Jersey’s negligence and insurance laws. Trust our team to vigorously advocate on your behalf and fight for the justice and compensation you deserve. Contact us today for a free consultation. 

Common Causes of Car Accidents in New Jersey

Car accidents in New Jersey often happen because of a few recurring factors. The most common causes include:

  1. Distracted driving – texting, eating, or using in-car devices.
  2. Driving under the influence – alcohol or drug impairment slows reaction times.
  3. Speeding and aggressive driving – tailgating, weaving, or unsafe lane changes.
  4. Reckless driving – ignoring safety rules or taking unnecessary risks.
  5. Traffic signal violations – running red lights, stop signs, or driving the wrong way.
  6. Poorly maintained roads – potholes, uneven surfaces, or construction zones.
  7. Weather conditions – rain, snow, or ice make roads hazardous.

No matter the cause, Nagel Rice LLP works to identify who is responsible, hold them accountable, and pursue the compensation you deserve.

What Is No-Fault Insurance?

No-fault insurance means your own insurance company pays for your medical costs and lost wages after a car accident—regardless of who caused the crash. This system is meant to reduce lawsuits and make sure accident victims get treatment quickly.

What Does No-Fault Insurance Cover?

No-fault insurance (also called Personal Injury Protection, or PIP) typically pays for:

  1. Doctor visits
  2. Ambulance and emergency room care
  3. Prescription medications
  4. Imaging tests – X-rays, CT scans, MRIs
  5. Physical therapy and rehabilitation
  6. Lost wages

What Does No-Fault Insurance Not Cover?

  • Pain and suffering
  • Emotional distress
  • Punitive damages
  • Vehicle damage

For these types of damages, you may need to file a personal injury lawsuit against the at-fault driver. To be reimbursed for the misery of being seriously hurt, you must file a personal injury lawsuit. 

Personal Injury Protection (PIP)

All New York State residents and almost all New Jersey residents are required to carry personal injury protection (PIP), an extension of auto insurance that covers the economic aspects of injuries resulting from crashes. PIP covers not only the insured driver but also any passengers or pedestrians who suffer injury in the crash.

Choice No-Fault Insurance in New Jersey

New Jersey is one of only a few states known as a “choice no-fault” insurance state, meaning that drivers can choose between no-fault and traditional automobile insurance coverage. If the no-fault option is selected, the driver’s insurance policy will pay for medical bills and other expenses. A lawsuit can only be brought against the other driver if the car crash resulted in one of the following: displaced fractures, dismemberment, significant scarring or disfigurement, permanent injury, or the loss of a fetus.

Common Injuries After a Car Accident

Victims of car crashes may suffer all kinds of injuries, some requiring prolonged medical care. If you have been in a serious car accident, you may, in addition to minor scrapes, lacerations, bruises, and swelling, have suffered:

It is not uncommon for bodily harm suffered during a car crash to have manifestations weeks or even years after the fact, so it is essential to consider how your injuries may affect you in years to come. 

At Nagel Rice, our New Jersey and New York attorneys understand the possible complications and future implications of your present injuries. We will use our knowledge and skills to help you obtain compensation that considers all your present and future medical and financial needs.

What to Do After a Car Crash

If you’ve been in a car accident, follow these steps:

  1. Call 911: Report the crash and request medical assistance.
  2. Move to safety: If possible, get to a secure location and turn on hazard lights.
  3. Exchange information: Share names, phone numbers, driver’s license, and insurance details.
  4. Document the accident: Take photos of the vehicles, road conditions, and visible injuries.
  5. Collect witness statements: Write down the names and contact information of anyone who saw the crash.
  6. Get medical care: Visit a doctor even if you feel fine; some injuries appear later.
  7. Do not admit fault: Avoid discussing responsibility at the scene or posting online.
  8. Contact a car accident attorney: An attorney can protect your rights and guide you through the claims process.

Time Limits for Filing a Car Accident Claim in New Jersey

In New Jersey, you have two years from the date of a car accident to file a personal injury lawsuit. This is called the statute of limitations. If you miss this deadline, you will likely lose your right to recover compensation.

How Nagel Rice Can Help

Car accident claims often involve insurance disputes, liability challenges, and medical complexity. At Nagel Rice, we have decades of experience handling high-stakes personal injury cases across New Jersey. Our attorneys will investigate the crash, identify all liable parties, consult with medical experts, and fight for the compensation you need to move forward.

Damages We Will Fight For

We will fight for the maximum compensation you deserve, including:

  • Current and future medical expenses
  • Lost wages and diminished earning capacity
  • Pain and suffering
  • Emotional distress
  • Property damage
  • Loss of enjoyment of life

Our team takes on the legal burden so you can focus on healing. We’re known for results—and we’re ready to stand up for you.

Contact Our New Jersey Car Accident Injury Attorneys

If you’ve been seriously injured in a car accident, don’t wait. Contact Nagel Rice LLP today to schedule a free consultation. We’re here to fight for your rights and help you pursue the justice and compensation you deserve.

Nagel Rice LLP helps its clients throughout New Jersey, including Roseland, Bergen County, Essex County, Middlesex County, Monmouth County, Morris County, Passaic County, and Sussex County. We also represent clients in New York throughout Manhattan, Queens, Staten Island, Brooklyn, and the Bronx.