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Car accidents can leave victims with physical injuries, emotional trauma, and unexpected financial burdens. The compensation you may receive after a car accident depends on several factors. This guide will break down the key types of compensation available for car accident victims in New Jersey.
Medical Bills and Treatment Costs
The primary concern after a car accident is medical care. Compensation for medical expenses can cover a wide range of treatments, including:
- Emergency room visits
- Hospital stays
- Surgeries
- Physical therapy
- Prescription medications
- Follow-up doctor visits
In New Jersey, your Personal Injury Protection (PIP) insurance typically covers your medical expenses regardless of who caused the accident. However, you may be entitled to additional compensation through a personal injury claim for more severe injuries that exceed your PIP coverage. Keeping detailed records of your medical treatments and bills is essential to maximize your recovery.
Financial Recovery for Lost Wages and Earning Capacity
A car accident injury can force you to take time off work, resulting in lost income. Compensation can cover:
- Lost wages for the time you could not work due to your injuries.
- Loss of earning capacity if your injuries prevent you from returning to your previous job or reduce your ability to earn at the same level.
For example, if you work in an industry common in New Jersey, such as delivery driving or construction, a serious injury could make it challenging to perform your job duties. Compensation for lost earning capacity ensures you’re not left financially vulnerable due to someone else’s negligence.
Pain and Suffering Damages
Not all damages from a car accident are financial. Pain and suffering compensation accounts for the physical pain, emotional distress, and reduced quality of life caused by your injuries. The amount of compensation for pain and suffering depends on factors such as:
- The severity of your injuries
- The impact on your daily life and activities
- The length of your recovery period
For instance, a victim of a high-speed collision on the Garden State Parkway who suffers from chronic pain or permanent disability may be entitled to significant compensation for pain and suffering. These non-economic damages recognize the lasting effects of a car accident beyond medical bills and lost wages.
Accounting for Long-Term Needs
Serious car accidents can lead to ongoing expenses and future costs. Compensation may cover:
- Home modifications for disabilities (e.g., wheelchair ramps or accessible bathrooms)
- Long-term care, such as in-home nursing or rehabilitation services
- Future medical treatments for complications related to the injury
Anticipating these long-term needs requires careful evaluation, which is why working with an experienced attorney is critical. They can help you calculate the full extent of your damages to ensure you receive adequate compensation.
Contact Our Car Accident Attorneys Serving New Jersey
At Nagel Rice LLP, we have extensive experience helping car accident victims in New Jersey navigate the complexities of personal injury claims. Don’t wait to take action if you’ve been injured in a car accident. Contact us today for a free consultation.