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Spring in New Jersey is a mixed bag—you get a few perfect days, but you also get potholes, roadwork, and more people out and about. That means accidents happen, and when they do, you don’t have time for nonsense. Whether it’s a fender bender, a nasty slip on someone’s unshoveled sidewalk, or a bike crash, thanks to a distracted driver, knowing what to do next can save you a world of trouble. Our New Jersey personal injury attorneys cut through the fluff and get straight to it.
Step 1: Check Yourself First – Then Get Medical Help
First things first—are you okay? It’s easy to brush off an injury at the moment, thanks to adrenaline, but some issues (like concussions or internal bleeding) don’t show up right away. If you’re seriously hurt, don’t hesitate—call 911. Even if you think you’re fine, getting checked out by a doctor is a smart move. Not only is your health the priority, but medical records will be key if you decide to file a claim later.
Step 2: Report the Incident – Don’t Assume Someone Else Will
Got into a car accident? Call the police. Fell at a store or restaurant? Let the manager or property owner know. Reporting the accident creates an official record, which can help down the line if there’s any dispute about what happened. If you skip this step, it’s your word against theirs, and that’s not a position you want to be in.
Step 3: Snap Photos & Gather Info – Your Phone Is Your Best Friend
If you’re able to move safely, grab your phone and start snapping photos. Get shots of the accident scene, any hazards (like a broken sidewalk or wet floor), vehicle damage, and any visible injuries. Also, write down the names and contact info of any witnesses. Their accounts could help back up your claim if things get complicated later.
Step 4: Be Wary of Insurance Calls – They’re Not Always on Your Side
Sooner or later, the insurance company is going to call. And while the adjuster may sound friendly, their job is to save the company money—not to make sure you’re fully compensated. Be careful what you say. Even something as casual as “I’m feeling okay” can be twisted to downplay your injuries. Before making any official statements, it’s a good idea to talk to a New Jersey personal injury attorney who can guide you on what to say and what to avoid.
Step 5: Keep Every Receipt & Record – It All Adds Up
Medical bills, physical therapy costs, prescriptions, mileage to doctor’s appointments—these expenses pile up fast. If your injury keeps you from working, lost wages are another huge factor. Keep track of everything, from receipts to emails. This will help you build a strong case when it’s time to negotiate for fair compensation.
Step 6: Know the Deadline – The Clock Is Ticking
You might think you have plenty of time to file a claim, but here’s the reality: New Jersey law gives you just two years to file a personal injury lawsuit. If you’re suing a government agency, the window is even smaller—you must file a notice within 90 days. Miss the deadline, and you could lose your right to compensation, no matter how strong your case is.
Step 7: Get Legal Advice – Don’t Go It Alone
Dealing with injuries, medical bills, and stubborn insurance companies is a lot to handle on your own. That’s why talking to an experienced personal injury lawyer can be a game-changer. A good attorney will fight to get you the compensation you deserve while handling the paperwork, negotiations, and legal hurdles that come with personal injury cases.
Need Help? Nagel Rice, LLP Has Your Back
Accidents are stressful enough without worrying about legal deadlines and insurance tactics. At Nagel Rice, LLP, we’ve been standing up for New Jersey accident victims for over 30 years. We know how to take on the insurance companies and get you the compensation you need to recover.If you’ve been injured, don’t wait—reach out today for a free consultation, and let us help you take the next steps toward justice.